Credit authorizers, checkers, and clerks

SOC Code: 43-4041
Also known as:
Accounts Receivable Coordinator, Authorizer, Branch Processor, Call Out Operator, Charge Authorizer
Median Annual Salary
$49,130
-6.2% growth (2024-2034)
1K
Openings/Year
12K
Current Jobs

What Credit authorizers, checkers, and clerks Do

Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.

💰 Salary

$49,130
Median annual wage (2024)

📈 Job Growth

-6.2%
Decline

🎓 Education

High school diploma or equivalent
Typical entry-level requirement

🚀 Annual Openings

1K
Projected average per year

📚 On-the-Job Training

Moderate-term on-the-job training
Expected training period

Employment Projections (2024-2034)

Current Employment (2024)

12,000

Projected Employment (2034)

11,300

Related Careers

Credit analysts

$80,970 • -4.4% growth

Credit counselors

$50,480 • +3.3% growth

Loan officers

$74,180 • +1.7% growth

Bill and account collectors

$46,040 • -10.5% growth

Loan interviewers and clerks

$48,950 • -2.3% growth

Top Skills Required

Reading Comprehension
Active Listening
Speaking
Critical Thinking
Writing

Daily Tasks & Responsibilities

  • Keep records of customers' charges and payments.
  • Compile and analyze credit information gathered by investigation.
  • Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
  • Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.

Technology & Tools

Microsoft Access Microsoft Excel Microsoft Office software Microsoft Outlook Microsoft PowerPoint Microsoft SharePoint Microsoft Word SAP software Structured query language SQL Tableau

📚 Entry-Level Education

High school diploma or equivalent
Most common requirement

Degree Programs for Credit authorizers, checkers, and clerks

These degree programs can prepare you for a career as a credit authorizers, checkers, and clerks:

Banking and Financial Support Services

992 degrees awarded • 78 colleges offer this program

Best Colleges for Becoming a Credit authorizers, checkers, and clerks

Ranked by Repit grade, then by degrees in related programs. These are the top-rated colleges that prepare students to become credit authorizers, checkers, and clerks.

# College Location Related Degrees Repit Grade
1 Texas A & M University-College Station College Station, TX 6 B+
2 Texas Tech University Lubbock, TX 39 B
3 Eastern Kentucky University Richmond, KY 4 B
4 The University of Texas at Arlington Arlington, TX 220 C+
5 University of Nebraska at Omaha Omaha, NE 48 C+
6 GateWay Community College Phoenix, AZ 35 C+
7 Sam Houston State University Huntsville, TX 27 C+
8 Milwaukee Area Technical College Milwaukee, WI 25 C+
9 Collin County Community College District McKinney, TX 22 C+
10 Dallas College Dallas, TX 21 C+
11 Florida State College at Jacksonville Jacksonville, FL 20 C+
12 Arkansas Tech University Russellville, AR 18 C+
13 Whatcom Community College Bellingham, WA 17 C+
14 Northwood Technical College Rice Lake, WI 14 C+
15 Ohio University-Main Campus Athens, OH 14 C+
16 Northern State University Aberdeen, SD 13 C+
17 Houston Community College Houston, TX 12 C+
18 Central Georgia Technical College Warner Robins, GA 11 C+
19 Pasadena City College Pasadena, CA 10 C+
20 Hinds Community College Raymond, MS 9 C+

Want this ranking as a spreadsheet? Investor Pro+ members can export any Repit table to CSV. See plans →

Frequently Asked Questions

How much do credit authorizers, checkers, and clerks make?
The median annual salary for credit authorizers, checkers, and clerks is $49,130.
What education do credit authorizers, checkers, and clerks need?
Most credit authorizers, checkers, and clerks positions require a high school diploma or equivalent. Common degree programs include Banking and Financial Support Services.
Is becoming credit authorizers, checkers, and clerks a good career choice?
Credit authorizers, checkers, and clerks is projected to see -6.2% job growth from 2024 to 2034, which reflects some decline in the field. With approximately 1,000 job openings expected annually, there are good opportunities for those entering the field.
What are the best colleges for credit authorizers, checkers, and clerks?
Top colleges for aspiring credit authorizers, checkers, and clerks include Texas A & M University-College Station, Texas Tech University, Eastern Kentucky University, The University of Texas at Arlington, University of Nebraska at Omaha. These schools are ranked based on their Repit grade and the number of graduates in related programs.
What other job titles are similar to credit authorizers, checkers, and clerks?
Credit authorizers, checkers, and clerks may also be known as: Accounts Receivable Coordinator, Authorizer, Branch Processor, Call Out Operator, Charge Authorizer, Collector, Commercial Credit Advisor, Commercial Credit Analyst, Commercial Credit Officer, Commercial Credit Reviewer, Commercial Loan Reviewer, Commercial Processor, Consumer Credit Analyst, Controller, Credit Adjuster, Credit Administrator, Credit Analyst, Credit and Collections Coordinator, Credit and Collections Specialist, Credit Associate. These titles often refer to similar roles with varying responsibilities or specializations.