Best ZIP Codes for Cash Flow in Murray, KY (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 42054 | Kirksey, KY | $207,231 | $1,323 | 4.98% | 5.5% |
| 2 | 42036 | Dexter, KY | $138,976 | $882 | 4.95% | -3.4% |
| 3 | 42076 | New Concord, KY | $160,065 | $963 | 4.69% | 12.3% |
| 4 | 42071 | Murray, KY | $189,093 | $1,079 | 4.45% | 4.5% |
| 5 | 42049 | Hazel, KY | $156,930 | $882 | 4.38% | 6.2% |
| 6 | 42020 | Almo, KY | $196,902 | $990 | 3.92% | 3.9% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Murray, KY · Affordable in Murray, KY
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