Best ZIP Codes for Cash Flow in Lincoln, IL (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 62682 | San Jose, IL | $111,905 | $936 | 6.52% | 4.3% |
| 2 | 62635 | Hartsburg, IL | $150,477 | $972 | 5.04% | 6.4% |
| 3 | 62656 | Lincoln, IL | $138,922 | $891 | 5.00% | 5.2% |
| 4 | 62548 | Mount Pulaski, IL | $159,542 | $918 | 4.49% | 6.1% |
| 5 | 61723 | Atlanta, IL | $164,961 | $918 | 4.34% | 4.3% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Lincoln, IL · Affordable in Lincoln, IL
Or see the full Lincoln, IL metro profile.