Best ZIP Codes for Cash Flow in Hillsdale, MI (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 49288 | Waldron, MI | $151,179 | $1,044 | 5.39% | 5.2% |
| 2 | 49262 | North Adams, MI | $182,614 | $1,035 | 4.42% | 4.4% |
| 3 | 49271 | Pittsford, MI | $205,642 | $981 | 3.72% | 4.7% |
| 4 | 49252 | Litchfield, MI | $191,536 | $900 | 3.67% | 5.4% |
| 5 | 49274 | Reading, MI | $196,986 | $873 | 3.46% | 2.8% |
| 6 | 49250 | Jonesville, MI | $212,783 | $936 | 3.43% | 4.5% |
| 7 | 49242 | Hillsdale, MI | $205,662 | $891 | 3.38% | 5.7% |
| 8 | 49266 | Osseo, MI | $210,601 | $891 | 3.30% | 4.0% |
| 9 | 49227 | Allen, MI | $216,397 | $873 | 3.15% | 4.4% |
| 10 | 49232 | Camden, MI | $256,374 | $918 | 2.79% | 5.6% |
| 11 | 49249 | Jerome, MI | $301,227 | $1,017 | 2.63% | 5.6% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Hillsdale, MI · Affordable in Hillsdale, MI
Or see the full Hillsdale, MI metro profile.