Best ZIP Codes for Cash Flow in Forest City, NC (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 28160 | Spindale, NC | $151,133 | $837 | 4.32% | 5.2% |
| 2 | 28114 | Mooresboro, NC | $157,946 | $837 | 4.13% | 2.5% |
| 3 | 28043 | Forest City, NC | $192,784 | $950 | 3.84% | 4.1% |
| 4 | 28040 | Ellenboro, NC | $189,533 | $837 | 3.44% | 4.0% |
| 5 | 28018 | Bostic, NC | $222,108 | $936 | 3.29% | 3.9% |
| 6 | 28167 | Union Mills, NC | $241,394 | $927 | 3.00% | 4.0% |
| 7 | 28139 | Rutherfordton, NC | $251,142 | $954 | 2.96% | 4.7% |
| 8 | 28746 | Lake Lure, NC | $447,853 | $1,688 | 2.94% | 6.1% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Forest City, NC · Affordable in Forest City, NC
Or see the full Forest City, NC metro profile.