Best ZIP Codes for Cash Flow in Athens, TN (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 37874 | Sweetwater, TN | $264,195 | $1,195 | 3.53% | 7.2% |
| 2 | 37331 | Etowah, TN | $217,136 | $981 | 3.52% | 6.7% |
| 3 | 37303 | Athens, TN | $265,756 | $1,083 | 3.18% | 6.6% |
| 4 | 37309 | Calhoun, TN | $259,271 | $981 | 2.95% | 5.9% |
| 5 | 37329 | Englewood, TN | $258,585 | $837 | 2.52% | 6.8% |
| 6 | 37826 | Niota, TN | $278,120 | $873 | 2.45% | 6.0% |
| 7 | 37370 | Riceville, TN | $305,788 | $837 | 2.14% | 5.2% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Athens, TN · Affordable in Athens, TN
Or see the full Athens, TN metro profile.