Best ZIP Codes for Cash Flow in Albemarle, NC (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 28001 | Albemarle, NC | $265,890 | $1,444 | 4.24% | 6.5% |
| 2 | 28009 | Albemarle, NC | $174,257 | $846 | 3.79% | 10.0% |
| 3 | 28137 | Richfield, NC | $327,250 | $1,044 | 2.49% | 5.8% |
| 4 | 28128 | Norwood, NC | $300,090 | $837 | 2.18% | 5.8% |
| 5 | 28127 | New London, NC | $320,197 | $873 | 2.13% | 6.3% |
| 6 | 28129 | Oakboro, NC | $338,758 | $837 | 1.93% | 7.0% |
| 7 | 28163 | Stanfield, NC | $398,480 | $837 | 1.64% | 6.9% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Albemarle, NC · Affordable in Albemarle, NC
Or see the full Albemarle, NC metro profile.