Best ZIP Codes for Cash Flow in Albemarle, NC (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 28001 | Albemarle, NC | $261,392 | $1,335 | 3.98% | 6.1% |
| 2 | 28009 | Albemarle, NC | $169,819 | $846 | 3.89% | 9.3% |
| 3 | 28137 | Richfield, NC | $322,140 | $1,044 | 2.53% | 5.4% |
| 4 | 28128 | Norwood, NC | $295,466 | $837 | 2.21% | 5.4% |
| 5 | 28127 | New London, NC | $314,362 | $873 | 2.17% | 5.8% |
| 6 | 28129 | Oakboro, NC | $332,571 | $837 | 1.96% | 6.5% |
| 7 | 28163 | Stanfield, NC | $396,358 | $837 | 1.65% | 6.7% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Albemarle, NC · Affordable in Albemarle, NC
Or see the full Albemarle, NC metro profile.